THE SYSTEM OF PUBLIC ADMINISTRATION ENTITIES FOR THE ACTIVITIES OF COMMERCIAL BANKS OF UKRAINE IN A SPECIAL PERIOD

Abstract

The article considers the system of public administration entities that regulate and supervise the activities of commercial banks of Ukraine in a special period. It is substantiated that in wartime the banking sector is not only a critically important part of the economy, but also an instrument of state stability and security.That is why the activities of commercial banks require effective coordination and control by a wide range of public administration entities. The article analyzes the functional powers of such bodies as the National Bank of Ukraine, the Cabinet of Ministers of Ukraine, the Ministry of Finance of Ukraine, the Antimonopoly Committee, the State Financial Monitoring Service, the National Security and Defense Council, and others.It is noted that the National Bank of Ukraine is a key public administration entity in the field of banking regulation, which carries out monetary policy, banking supervision, licensing, and anti-crisis management.However, in the conditions of a special period, the role of the coordinating body is gradually transferred to interagency structures, in particular to the National Security and Defense Council, which determines the priorities for preserving the banking system as an element of national security. It is determined that increasing risks for the banking sector requires not only regulatory stability, but also rapid adaptation of mechanisms of regulatory influence and operational interdepartmental interaction. The challenges associated with the activities of banks in the combat zone, forced relocation of institutions, cyber threats, lack of liquidity and restrictions on currency regulation are analyzed. The need to ensure transparency, legal certainty and flexibility of administrative and legal approaches in the interaction of the state with the banking sector is substantiated. The conclusion is made about the expediency of a systematic review and modernization of the regulatory and legal framework of public administration of banking activities, taking into account both national and international security standards.